Loan Against Property (for Business)
- Loan amount up to 1 Crore
- Tenure of up to 15 years
- All Industries Eligible
- Intrest rate starting from 12%
- Earn up to 1.25% Upfront Commission
Business and Customer Eligibility
- Age Limit of 21 to 70
- Open for All Business Vintages
- Business Type - Proprietorship, Partnership, Pvt. Ltd
Documents Required
- Aadhaar
- PAN
- Last 12 months Bank Statement of all bank account with business transactions (Download from Net Banking)
- Business Proof (GST/Shop Establishment Certificate/Labour License/ Panchayat License/)
- Udhyam Certificate
- Aadhar
- PAN
- Last 12 months Bank Statement of all bank account with business transactions (Download from Net Banking)
- Business Proof (GST/Shop Establishment Certificate/Labour License/ Panchayat License/)
- Udhyam Certificate
- Partnership Deed
- Aadhar
- PAN
- Last 12 months Bank Statement of all bank account with business transactions (Download from Net Banking)
- Business Proof (GST/Shop Establishment Certificate/Labour License/ Panchayat License/)
- Udhyam Certificate
- AOA (Articles of Association)
- MOA (Memorandum of Association)
LAP Application
One-stop solution to secure funds for your customers' business dreams…
Why is Lending the Perfect Lending Partner?
Initial Login Charges 7000*
Available for New to Credit (NTC) Customers
Customer with 6 month of business vintage are eligible
Simple Documentation
Loan Application
One click Away!!!
At Gaven Services, we make borrowing simple, transparent, and stress-free. Whether you need funds for personal needs, business growth, home purchase, or property investment, our loan solutions are tailored to suit your requirements.
How to increase your Loan approvals?
Eligibility Criteria Salaried
- Age Group: 21 - 70 yrs
- Loan Amount: Up to 1 crore
- Minimum Revenue: ₹15,000/month (available in the Bank Statement)
- New Loans in last 6 months: Not more than 4 loans
- Credit History: 650+ personal CIBIL Score
- EMI Repayment Track: Regular EMI Repayment Track, No Defaults on previous loans
- Business Type: Proprietorship, Partnership, Pvt. Ltd.
Loan Against Property (LAP) simplifies the process and stands out as the best solution for small businesses aiming to elevate their ventures
Negative Industry List
- Astrologers / Purohits
- Non-reputed NGO’s
- BPO/Call Centers
- Offensive & warfare products
- Builders/ Real estate developers
- Building materials supplier
- Overseas Education
- Coaching Centers
- Cybercafés Owners
- Gambling business / Massage parlours
- Private money lenders
- Journalists
- Property Brokers/ property commission agents/ dealer
- Lawyers (except solicitor firms, sales tax/ income tax lawyer)
- Security guard
- Lottery business/ any gambling business
- Self-employed NRIs
- Multi-level / network marketing business
- Small time - Money exchangers
- Politically exposed person
- Owners of Finance companies, including Microfinance Institutions Firms/ companies dealing in plantation/ aquaculture/ chit funds/ nidhis, money lending
- Employees of Diamond, Gems & Jewellery traders
- Manufacturers DSA’s/ verification agencies/ Collection agencies/ repossession agencies